When the Day of Resurrection comes, a man’s wealth and capital will be his hasanaat (good deeds). If he had done wrong to any people, they will take from his hasanaat to the extent that he mistreated them. If he does not have any hasanaat, or if his hasanaat run out, then some of their sayi’aat (bad deeds) will be taken and added to his burden.
Bukhari narrated on the authority of Abu Hurayrah that the Messenger of Allah (sallallahu `alayhi wa sallam) said:
“Whoever wronged his brother with regard to his honor or any other matter, should seek his forgiveness today, before there are no longer any dinars or dirhams; and if he has any righteous deeds, they will be taken from him, in accordance with the wrong he did; and if he has no hasanaat, some of the sayi’aat of his counterpart will be taken and added to his burden.” [Bukhari: Kitaab al-Mazaalim, Baab man kaanat lahu mazlamah `inda rajul, Fath al-Baari, 5/101]
This person whose hasanaat are taken from him by the people, and then has their sayi’aat placed on his own back, is the one who is bankrupt, as the Messenger (sallallahu `alayhi wa sallam) called him.