Allah is kind, all-merciful, and forgiving and that’s what he wants us to be towards His creatures. Creditors often have rude behavior towards debtors, which is not liked in Islam. Creditors should give time to debtors to pay back the debt and loan. If the debtor is poor and needy then the creditor should behave leniently towards him, instead of cursing or tensing him for debts.

Our beloved Prophet Mohammad (SallAllaho Alaihi Wasallam) has advised us to forgive the debt and not to take it back if the debtor is poor. By doing so one can earn high rewards from Allah in the life hereafter and blessings and mercy of Almighty in this world as well.

    Narrated Abu Huraira: Allah’s Apostle said, “A man used to give loans to the people and used to say to his servant, ‘If the debtor is poor, forgive him, so that Allah may forgive us.’ So when he met Allah (after his death), Allah forgave him.”  (Book #56, Hadith #687)

The above Hadith is enough to explain the virtues of forgiving debts and caring for the poor. The wealth of Heaven is never ending, strive for that. Don’t run after the wealth of this Earth which is nothing but worthless than the wing of a mosquito.